I Borrow from a Pag-IBIG Multi-Purpose Loan

You can borrow up to 80% of your total Pag-IBIG Regular Savings. Your regular savings is made up of your monthly contributions, your employer’s contributions, and the accumulated dividends you’ve earned. The more savings you have with Pag-IBIG, the higher the amount you can borrow from the Pag-IBIG multi-purpose loan.

Since the PAG-IBIG multi-purpose loan is also a salary loan, the amount you can borrow also depends on the number of months you’ve already contributed and the total accumulated value of your contributions. The minimum monthly contribution you should have before applying is 24 months.

Getting home improvement loans can be as difficult as getting a new housing loan from Pag-IBIG. However, a multi-purpose loan for home improvement is worth the effort because the alteration of your existing home will improve its quality and property value. The amount you can loan depends on factors such as your capacity to pay, the loan amount you requested, and your actual need.

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The amount you can loan depends on factors such as your capacity to pay, the loan amount you requested, and your actual need.
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The amount you can loan depends on factors such as your capacity to pay, the loan amount you requested, and your actual need.
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The amount you can loan depends on factors such as your capacity to pay, the loan amount you requested, and your actual need.
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The amount you can loan depends on factors such as your capacity to pay, the loan amount you requested, and your actual need.
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The amount you can loan depends on factors such as your capacity to pay, the loan amount you requested, and your actual need.
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To get an estimate of how much you can yourself ail given your current salary, Pag-IBIG has a housing loan affordability calculator.   

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